ACCEPTABLE USE POLICY

Last updated: December 13, 2018 (view previous versions)

By accessing or using our Services as defined in our Term of Services, you agree to be bound by this Acceptable Use Policy ("AUP") and any additional terms, conditions, rules or policies that are provided to you in connection with the Services. We reserve the right to change this AUP at any time and the changes will be effective when posted through the Services or on our website for the Services. Your continued use of the Services indicates your acceptance and agreement to the AUP changes.

PROHIBITED USE

You may not use or authorized 3rd parties to use your Account or the Services to engage in the following categories of activity ("Prohibited Uses"). The specific types of use listed below are representative, but not exhaustive. If you are uncertain as to whether or not your use of the Services involves a Prohibited Use or have questions about how these requirements apply to you, please contact us at [email protected]. By opening an Account, you confirm that you will not use your Account to do any of the following: Prohibited Jurisdictions: Activity which would enable access to the Services from any Prohibited Jurisdiction. Unlawful Activity: Activity which would violate, or assist in violation of, any law, statute, ordinance, or regulation, sanctions programs administered in the countries where HBUS conducts business, including the U.S. Department of Treasury's Office of Foreign Assets Control ("OFAC"), or which would involve proceeds of any unlawful activity; publish, distribute or disseminate any unlawful material or information; Abusive Activity: actions which impose an unreasonable or disproportionately large load on our infrastructure, or detrimentally interfere with, intercept, or expropriate any system, data, or information; attempt to decipher, decompile, disassemble or reverse engineer any of the software used to provide the Services; attempt to probe, scan or test the vulnerability of any HBUS system or network or breach any security or authentication measures; access, tamper with, or use non-public areas of the Services, HBUS' computer systems, or the technical delivery systems of HBUS' providers; use, display, mirror or frame the Services or any individual element within the Services, HBUS' name, any HBUS trademark, logo or other proprietary information, or the layout and design of any page or form contained on a page, without HBUS' express written consent; avoid, bypass, remove, deactivate, impair, descramble or otherwise circumvent any technological measure implemented by HBUS or any of HBUS' providers or any other third party (including another user) to protect the Services or any Content;
transmit or upload any material to the Services that contains viruses, Trojan horses, worms, or any other harmful or deleterious programs; attempt to gain unauthorized access to the Services, other HBUS accounts, computer systems or networks connected to the Services, through password mining or any other means; use account information of another party to access or use the Services, except in the case of specific applications which are specifically authorized by a user to access such user's account and information; transfer your account access or rights to your account to a third party, unless by operation of law or with the express permission of HBUS; or use the Services for any commercial purpose or for the benefit of any third party or in any manner not permitted by this TOS or authorized by HBUS. Abuse Other Users: Interfere with another individual's or entity's access to or use of any Services; defame, abuse, extort, harass, stalk, threaten or otherwise violate or infringe the legal rights (such as rights of privacy, publicity and intellectual property) of others; incite, threaten, facilitate, promote, or encourage hate, racial intolerance, or violent acts against others; harvest or otherwise collect information through the Services about others, including email addresses, without proper consent; Fraud: Activity which operates to defraud HBUS, HBUS' users, or any other person; provide any false, inaccurate, or misleading information to HBUS; Gambling: Lotteries; bidding fee auctions; sports forecasting or odds making; fantasy sports leagues with cash prizes; internet gaming; contests; sweepstakes; games of chance; and Intellectual Property Infringement: Engage in transactions or post, upload, publish, submit or transmit any User Content involving items that infringe or violate any copyright, trademark, trade secret, moral rights, right of publicity or privacy or any other proprietary right under the law, including sales, distribution, or access to counterfeit music, movies, software, or other licensed materials without appropriate authorization from the rights holder; use of HBUS intellectual property, name, or logo, including any Mark, without written consent from HBUS, or in a manner that otherwise harms HBUS or the HBUS brand; any action that implies an untrue endorsement by or affiliation with HBUS; or Encouraging or Enabling Others to Commit any Prohibited Use: Activity that may encourage or enable any other individual to do any of the foregoing.

PROHIBITED BUSINESSES

In addition to the Prohibited Uses described above, the following categories of businesses, business practices, and sale items are barred from the Services ("Prohibited Businesses"). The specific types of use listed below are representative, but not exhaustive.
By opening an Account, you confirm that you will not use the Services in connection with any of following businesses, activities, practices, or items: Restricted Financial Services: Check cashing, bail bonds; collections agencies; Intellectual Property or Proprietary Rights Infringement: Sales, distribution, or access to counterfeit music, movies, software, or other licensed materials without the appropriate authorization from the rights holder; Counterfeit or Unauthorized Goods: Unauthorized sale or resale of brand name or designer products or services; sale of goods or services that are illegally imported or exported or which are stolen; Regulated Products and Services: Marijuana dispensaries and related businesses; sale of tobacco, e-cigarettes, and e-liquid; online prescription or pharmaceutical services; age restricted goods or services; weapons and munitions; gunpowder and other explosives; fireworks and related goods; toxic, flammable, and radioactive materials; products and services with varying legal status on a state-by-state basis; Drugs and Drug Paraphernalia: Sale of narcotics, controlled substances, and any equipment designed for making or using drugs; Pseudo-Pharmaceuticals: Pharmaceuticals and other products that make health claims that have not been approved or verified by the applicable local and/or national regulatory body; Substances designed to mimic illegal drugs: Sale of a legal substance that provides the same effect as an illegal drug; Adult Content and Services: Pornography and other obscene materials (including literature, imagery and other media); sites offering any sexually-related services such as prostitution, escorts, pay-per view, adult live chat features; Multi-level Marketing: Pyramid schemes, network marketing, and referral marketing programs; Unfair, predatory or deceptive practices: Investment opportunities or other services that promise high rewards; sale or resale of a service without added benefit to the buyer; resale of government offerings without authorization or added value; sites that we determine in our sole discretion to be unfair, deceptive, or predatory towards consumers; and High risk businesses: any businesses that we believe poses elevated financial risk, legal liability, or violates card network or bank policies (to the extent applicable).

ACCEPTABLE USE POLICY ARCHIVE

• June, 2018 (see APPENDIX A)